Our Services

In the past owners hired a general contractor to build there home and hoped for the best. There was no control over the payments the contractor was making to their subs and endless delays and change orders. Then when there was a problem everyone blamed each other, and the owner was always stuck paying for these mistakes.

With an owner builder and owner’s representative (rep) the owner is in the driver’s seat. We first start with insurance. We have the ownership purchase a Wrap policy or and Ocip (owners control insurance policy) That way the owner buys the best insurance for the project and is in control of the policy and also in control of how much each sub-contractor will deduct from there contract to cover this insurance. Subcontractor with great records are cheaper but the “bad driver” with a record of claims, they pay a higher insurance policy. The owner knows this before starting the project with each sub and deducts the amount in the form of a bid credit to pay for the Ocip. Depending on spec or end-user the owner can choose to have extended tail coverage while they occupy the house for up to 10 years.

With subcontractors, the owner knows exactly the amount of each tradesperson and to know their scope of work. So many times, we here “that wasn’t in my bid” and again the owner pays for these items. We create a very clear scope of work that is sent out to subcontractors for bids. It helps with the negotiations upfront and to avoid surprises during the build. It also keeps the owner informed on each item as to where the money is paid. With the owner paying each sub directly they know what they are paying for and the project stays very transparent.

We have found it very successful for the ownership to build with this direct line of owner-builder to achieve the best quality subcontractors, materials, and end project at a fraction of what general contractor is charging.